Lori Kubic, CPA

Lori Kubic



  • Outsourced accounting
  • Small businesses
  • Sole proprietors
  • Restaurants
  • Medical practices


Lori Kubic is a Manager at Ryan & Wetmore and leads the firm’s outsourced accounting services team. Since joining the firm in December of 2012, Lori has developed and administered complex processes to effectively manage clients and their accounting systems/records. As a seasoned professional in the financial space, Lori’s tenacity and ability to resolve fundamental accounting issues are second to none.

Clients enjoy working with Lori because she provides them with detailed and actionable information on a timely basis. In the office, Lori’s colleagues admire her for continuously being supportive when a problem arises. Lori is known by staff for being patient and providing thorough feedback to ensure that her team understands the issue and knows how to resolve it moving forward. Lori delivers this same level of care to her clients and finds gratification in building the bridge between business problems and solutions.

Throughout her years as an accounting and tax specialist, Lori has mastered the art of remaining calm while also being alert by drawing insight from her favorite quote from American theologian, Reinhold Niebuhr:

“Grant me the serenity to accept the things I cannot change, courage to change the things I can, and wisdom to know the difference.” 

Outside of the office, Lori’s desire to tackle challenges remains steadfast. In her free time, Lori enjoys backpacking and is a hike leader for the Maryland chapter of Trail Dames, a women’s hiking group.


Prior to joining Ryan & Wetmore, Lori worked in the insurance industry in an actuarial capacity and as a chief financial officer in the construction industry. In these roles, Lori mastered and honed in on her accounting software skills, positioning her to be able to seamlessly assist clients with their specific accounting needs.


  • Member of the American Institute of Certified Public Accountants (AICPA)
  • Member of the Maryland Association of CPA’s (MACPA)


  • B.S. Mathematics – Tri-State University
  • B.S. Accounting – Shepherd University
  • QuickBooks ProAdvisor

Blog Posts

Does Virginia Have a PTE Tax? Yes, Here’s What You Should Know

Jump to Section When Does the Virginia PTE Tax Election Become Effective?What is the PTE Tax Election?  When Can You Make the Virginia PTE Election?Don't Claim the Credit Just Yet...Tax Credit for Individual 2021 Tax ReturnsConclusion Key Details: Governor Youngkin signed S.B. 692 into law on April 11, 2022. S.B. 692 allows qualifying pass-through entities (PTE) [...]

Unpacking the American Rescue Plan for Small and Midsize Businesses

On March 11, 2021, President Biden signed into law the $1.9-trillion American Rescue Plan Act (“ARPA” or the “Act”). The Act contains several provisions that benefit small and midsize employers, including expansions and changes to the Employee Retention Credit, Paycheck Protection Program loans, and others.  Employee Retention Credit (ERC)  Perhaps the most overlooked relief program for small and midsize businesses is [...]

Market-Based Sourcing, State Tax Compliance, & Businesses Operating in Multiple States

Is Your Business in Compliance with Market-Based Sourcing As States  & Tax Enforcement Become More Aggressive? Calculating how to source gross receipts (i.e. sales) is a key component in determining a company’s state income or franchise tax liability. Businesses that operate in multiple states should be aware of the growing trend in which states are [...]